HBC - izo ... cooperatives Nyumba yomanga. Ntchito yomanga nyumba zogona nyumba

HBC - kukhala nyumba mgwirizano, umene kucheza yaufulu kwa anthu ndi mabungwe kuti amange nyumba.

Mbiri ya zikamera ndi kukula kwa cooperatives nyumba

HBC - ndi akale kwambiri ndi chiwembu chotsimikiziridwa kumangira nyumba zogona nyumba. Maonekedwe a cooperatives nyumba choyamba a 1920s lapansi. Komabe, ngakhale kutchuka kukula mofulumira, mu 1937, limagwirira uyu akupita ku liquidation, ndiye. Kwa. Kodi kusonyeza chuma payekha. Mu 1957, nyumba wogwilizana ndi obadwanso ndipo ambiri. Mu 80s ngati kumanga nyumba zogona nyumba anali pafupi 8%.

Masiku ano anthu ambiri, kachitidwe ka cooperatives mu mphamvu zatsopano ikupita patsogolo. Nthawi zambiri imagwiritsidwa ntchito mu Moscow kutukula malo, amene sangathe kuti akwaniritse udindo wawo kwa zopalira chilungamo. Pankhaniyi, pa kuyamba ogula ndi kunyengedwa ndi nyumba cooperatives, amene anasamutsidwa ufulu onse akamaliza kumanga.

maziko malamulo

Panopa, chimango malamulo nthawi ntchito za HBC, nyumba malamulo. Mawu akuti "nyumba ya anthu" ndi zodziwika bwino mu Art. 110 ya Nyumba Code la Chitaganya cha Russia. Zikhalidwe za chilengedwe, bungwe ndi malamulo nawo HBC amene timapemphera:

• mu gawo 5 wa Nyumba Code wa Russian Federation (RF LC) ;
• mu Civil Code (a Civil Code);
• mu hayala wa wogwilizana ndi, anakhazikitsa malinga ndi zinthu zoyambirira za Nyumba Code ndi Civil Code.

Komabe, si onse HBC - izo ndi bungwe mogwirizana ndi malamulo atsopano a cooperatives. Ambiri a iwo mu ntchito zawo salemekeza ngakhale zofunikira mu Nyumba Code, ndi chifukwa chake kuli kuphwanya ufulu wa gulu HBC. Pofuna kupewa zoterezi, muyenera bwinobwino kumvetsa mfundo zonse cooperatives.

Kukhazikitsidwa ndi gulu la zochitika

HBC mamembala mwa lamulo sangakhale osachepera asanu. Komabe, chiwerengero cha mamembala a mukupanga ayenera musalumphe kuchuluka kwa nyumba yomangidwa kumene mu kapena anagula nyumba. Pamsonkhano ambiri kusankha pa mapangidwe nyumba amandimvera. chochitika akhoza nawo anthu amene akufuna kubwera pamodzi kumanga nyumba. msonkhano komanso chikuchitika kukondweretsa hayala wa HBC. Pambuyo boma kulembetsa kwa kugwirizana nawo komanso kupeza udindo wa bungwe lalamulo ophunzira amene amachoka kwa chilengedwe cha wogwilizana ndi kukhala ziwalo HBC. HBC oyambitsa chokumanako chisankho olembedwa.

Hayala nyumba amandimvera

Hayala HBC, malinga Art. 113 Nyumba Code, ayenera muli deta za dzina la wogwilizana ndi, malo, nkhani ndi cholinga cha polojekiti, malamulo kukhala membala wa HBC, kutuluka mwa izo, za kukula kwa khomo ndi gawo malipiro, misonkho yosiyanasiyana komanso zolipira, kapangidwe ndi malamulo a mukupanga matupi kasamalidwe kuti imalamulira akuluakulu njira zosiyana, n'zotheka kuphimba zomvetsa tingati ndi malamulo a ziŵalo kapena liquidation wa mukupanga lapansi. Ngakhale izi, hayala mwina muli makonzedwe ena simatsutsana malamulo a la Russia.

Mitembo ya Board

Malinga Art. 115 LCD Russian akuluakulu HBC ndi:

• msonkhano onse a ziwalo zonse wogwilizana ndi;
• ngati chiwerengero cha anthu amene analipo pa msonkhano wa zoposa 50, ndipo zinalembedwa hayala wa mukupanga - msonkhano;
• mitembo Board ndi wapampando wa HBC.

Msonkhano onse a anthu wogwilizana

Msonkhano onse a anthu wogwilizana (msonkhano) ndi yayikulu bungwe lolamulira. Iwo msonkhano malinga ndi zinthu zotchulidwa mu hayala. The yamtunduwu wa wapamwamba kasamalidwe thupi komanso umamangidwa ndi hayala wa nyumba amandimvera.

Msonkhano mamembala chomveka, ngati nawo ambiri a anthu onse amene mukupanga lapansi. chisankho sangakhoze anatengera ngati 50% kapena kuposerapo ya anthu pamsonkhanowo anavota ndi maganizo pansi kulingalira. Kulandiridwa ndi zinafotokozedwa chigamulo protocol ndi kuvomerezedwa kwa mamembala onse a nyumba anthu.

Kasamalidwe chipangizo ndi kulamulira matupi alinso osankhidwa ndi msonkhano onse a ziwalo za mamembala nyumba co-uthenga ulalikidwa. Udindo wa gulu ndi malamulo opanga zisankho amatsanzira hayala mgwirizano, malamulo, malangizo ndi zikalata zina za m'kati. HCC Board ali ndi ufulu amayang'anira ntchito ya wogwilizana ndi umasankha kwa anthu ake wapampando wa. Mabungwe a bungwe la HBC mlandu kwa msonkhano onse a ziwalo amandimvera.

Kumachita wapampando wa HBC

Wapampando wa gulu la yomanga wogwilizana ndi:

• unkayenera kuonetsetsa kukwaniritsidwa mlandu Board ndi;
• kuteteza zofuna za amandimvera, kuti amachita popanda ulamuliro akhale mmalo mwa mamembala onse a mukupanga;
• Iwo ali mphamvu ena amene si udindo wa msonkhano onse a anthu HBC, kapena ulamuliro wake.

Akamanena za bungwe la kafukufuku

Kuletsa ntchito zachuma ndi kuthetsa wogwilizana ndi adzasankhidwa ndi wapadera auditing komiti kwa mawu si choposa zaka 3. Chiwerengero cha anthu, membala ake, kampani imene hayala wa amandimvera. Mamembala a bungwe la kafukufuku mwina maudindo akuluakulu mu HBC ndi nambala ya kumanga mabungwe matupi ena lolamulira.

Wapampando wa komiti ya kafukufuku adzasankhidwa ndi anthu ake kuchokera kapangidwe alipo. maudindo kafukufuku monga:

• mwambo wa audits a zachuma-mawerengedwe a ntchito mukupanga;
• yokonza maganizo bajeti, chandamale ntchito ndalama, lipoti lapachaka zopereka kuvomerezedwa;
• afotokoze ntchito yake msonkhano onse a anthu.

The auditors ali ndi ufulu kuyendera ntchito ndalama ndi mlandu wa pomanga mukupanga Nthawi iliyonse kuti kumafika kwa zolembedwa zonse za mkati mwa HBC. Opaleshoni ndi mphamvu za bungwe la kafukufuku kampani imene hayala wa amandimvera.

Umembala mu HBC

Kukhala membala wa HBC ayenera kutsatira ku komiti ya nyumba amandimvera. Asanapatsidwe wina kalendala mwezi. Chisankho anatengedwa pa msonkhano onse analembedwa zogwirizana chikalata (protocol). HBC membala udindo ali anapeza pambuyo chobwezera cha amalipiritsa khomo. Membala wa HBC otsimikiza chotenga mbali mu co-uthenga ulalikidwa satifiketi nyumba (Tingafinye), umene inakhazikitsa malinga ndi mawu ake.

Limagwirira nyumba mwa HBC

Pambuyo kukondweretsa hayala mu msonkhano onse a anthu HBC nyumbayi anthu ayenera kukumana ndi kuvomerezedwa boma kulembetsa kwa kupeza umunthu malamulo. Kenako, ntchito yomanga CAV dera kumachitika panthawi:

• Gawo 1 - zikalata kulembetsa kwa Malowo ufulu yomanga. HBC ayenera kukhala okonzeka malinga ndi malamulo a m'tawuni dongosolo chitukuko m'dziko ndi kukonzekera ntchito zolembedwa. Pambuyo pake, iwo azipereka kwa Akuluakulu abomawa amene chikalata nyumba chilolezo. chikalata ichi ndi chitsimikizo malamulo kuti zolembedwa ntchito limafanana ndi dongosolo chitukuko m'tauni ya dzikolo ndipo amalola kuyamba kumanga nyumba.
• Gawo 2 - pulani zogona nyumba kapangidwe approvals ndi ukatswiri. Kutalika kwa odwala ndi miyezi 4-12. Ndi bwino kupatsa kukwaniritsidwa kwa lachitatu chipani chawo gulu kuti amene anakumanapo ndi cooperatives nyumba.
• Gawo 3 - kumanga nyumba zogona nyumba. The mukupanga ali ndi ufulu kuchita pomanga ndondomeko nyumbayi: wolembedwa ntchito yakulipidwa kampani kuti yagwiridwira ntchito, kugwira tenders. Koma anthu kuchita izo kovuta popanda maphunziro akatswiri. Tsopano mu msika akuimira ambiri makampani amene amathandiza katswiri wa cooperatives amenewa.
• Gawo 4 - kulowa m'nyumba ntchito. Pa kumalizidwa kwa nyumba anthu ayenera kulowa chilolezo kulowa m'nyumba ntchito. Pokhapokha ziwalo zonse za HBC mungapange umwini nyumba.

kuopsa angakumane nawo nawo HBC

Kukhala membala wa HBC, munthu angakhale mavuto ena:

1. Chiopsezo chachikulu ndicho kuti cholinga chachikulu cha chilengedwe nyumba co-kugwira ntchito, chifukwa chirichonse, sizingatheke (kukana kuti apereke alola, mavuto a zachuma, etc.).
2. Kufufuma ndi kuyamikira zipangizo yomanga ndi ntchito.
3. Chiopsezo kulephera kwa yobereka deadlines nyumba ntchito. Ndipo HBC kwa mamembala ake kuti udindo sadzatero.
4. Kutukula kapena ndalama musataye ukutitsimikizira za kupereka nyumba.
5. Control pa otaya ndalama ndi ntchito zachuma ikuchitika komiti kafukufuku, amene amasankhidwa pa msonkhano onse. State apadera thupi akusowa.
6. Kufalitsidwa kwa nyumba pakati pa mamembala a HCC limapezeka pa msonkhano wa onse ndi ku zilakolako membala wogwilizana ndi ufulu wodzilamulira.
7. Moscow kutukula Mwachitsanzo, kupanga ndalama chomaliza cha nyumba ya zochokera ndalama malonda, ogwira ntchito yokonza ndi ndalama zina. Chifukwa cha zonsezi abwera pa mtengo wogula. Kuwonjezera takambiranazi, nzika za sangalamulire otaya ndalama yomanga nyumba ndi ndondomeko yomanga yokha.

Ubwino kuloŵa HBC

1. amakhulupirira kuti pomanga nyumba ndi dongosolo HBC - izi ndi ndalama yaikulu ya ndalama. Malinga ndi kafukufuku, kudzera m'gulu la nyumba mogwirizana, mungathe kupulumutsa 50% pa kugula nyumba.

2. Building Societies ndi chilungamo zonse ndi kukopa ndalama ndalama. Komanso, inu mukhoza ndalama magawo yomanga ndi pang'onopang'ono angaperekedwe osati kwa nthawi yomanga nyumba, koma kwa nthawi pambuyo pa mapeto a zomangamanga.

HBC mu dziko lamakono

Pakali pano, ndi odzipereka anthu amaganizo amodzi ndi cholinga yomanga nyumba ali osowa kwambiri. Ngakhale kuti malamulo samaletsa chilengedwe cha HBC, yomanga nyumba mkulu-nyamuka pansi chiwembu ndi otchuka ambiri mwa makampani akuluakulu amene ali kuthandiza nyumba zawo ndodo.

Choncho, bungwe nyumba mogwirizana, n'zomveka kuti antchito a mabungwe ndi yoyenera thandizo kalozera. Pa nthawi yomweyo iwo akhoza kupulumutsa pa kusiyana pakati pa mtengo msika ndipo mtengo wa nyumba, amene akutenga womanga.

Mu nkhani ya kupeza nyumba pa limagwirira wa HCC nzika zambiri otetezeka ndi contingencies zosiyanasiyana. Ngati mapulogalamu anati bankirapuse, ma sheya hoda ndi ufulu kuchita yomanga nyumba.

Posachedwapa, angapo makampani kumanga ntchito pa mfundo za HBC, si upambana 15%. Pa nthawi, mmodzi mwa atatu nyumba ku Russia kuzindikira pansi zolinga zawo.

Kodi kuyang'ana pamene kugula nyumba kwa HBC

Malinga ndi kafukufuku, chimodzi mwa zinthu zazikulu zimene zimakhudza kusankha nyumba ndi mawonekedwe a mgwirizano, osati kupezeka kwa zomangamanga pafupi ndi nyumba, ndi mapulogalamu a mbiri, nkhani yake pomanga nyumba, mfundo za malipiro a nyumba ya.

Komabe, ngati munthu wasankha kulowa HBC, muyenera khutu ku mfundo zingapo zofunika:

• Chongani pangano ndalama pakati pa kampani ya zomangamanga ndi HBC. Ndi bwino ngati co-uthenga ulalikidwa yokha amachita monga mapulogalamu a. Pankhaniyi, HBC ali ndi udindo wonse kuti amangire nyumba Mipikisano storey.
• Onani zina za zikalata zaboma: nyumba chilolezo, pangano la dziko kapena ufulu kumtunda umwini.
• Dziŵani okha ndi hayala wa HBC. chidwi ziperekedwe kwa zinthu kulowa ndi kuchoka ku mukupanga lapansi. Ndi pa dongosolo la malipiro a zopereka ndi chiphaso cha nyumba ya.

Ngati zonse zolembedwa pamwamba ndi yomveka ndiponso mandala, tikhoza kunena pangano ndi mukupanga lapansi.