Chilamulo Federal № 127 wa insolvency ya October 26, 2002. Kuzindikila bankirapuse

Aliyense ntchito zachuma m'dziko masiku ano - nthawi zonse chiopsezo ena. Chabwino, ngati munthu chinkhoswe mu kupanga ndalama limeneli, amamvetsa kuthekera kwa kusauka. Apo ayi, mukhoza kukhala chimodzi pa ndi zinthu zoopsa msika. Komabe, ngakhale kutenga nkhani mbali anapereka, ntchito zachuma ochuluka kukhala wotchuka. A azimuth zilili chifukwa liquidity mkulu wa gawo lino. Anthu kumvetsa kuti phindu lalikulu zitha kukhala m'kati mogwirizana mwachindunji ndi msika ndi zigawo zake mwachindunji.

Motero, boma latsopano la Russia lero, pafupifupi tsiku lililonse pali latsopano makampani, anthu - amalonda. Koma vuto lalikulu ndi mavuto amene analembedwa kumayambiriro kwa nkhani ino. Zochita zisudzo zambiri zokwanira zachuma osati akwaniritse udindo wake kapena kuti khalidwe. Kubvomereza bankirapuse Pankhaniyi - njira yokhayo kutukuka vutolo. Chibwenzi, mawu amadziwika onse, koma ambiri sadziwa tanthauzo lake lenileni. Tiyeni kufotokoza za "bankirapuse" gulu, komanso kuunikila mbali yaikulu ndiponso chimango zolimbana.

Lingaliro la insolvency

Insolvency kapena bankirapuse, angaonedwe mu njira zingapo. lamulo chilamulo Federal № 127 "Pa Insolvency" akulongosola malamulo ndi maganizo bankirapuse. Komabe, zikhoza kukhala ankaona pamaso pa chuma. The mapangidwe wokhulupirika insolvency ali mbali zachuma ndi malamulo. Choncho anapatsidwa ongolankhula maziko a nkhani ndi makhalidwe ake muyezo, tikhoza kunena kuti kulephera kwa - ndi ndondomeko imene boma onse, monga kulephera kwa wamangawa ndi kulipira maudindo onse alipo mu zonse. Pankhaniyi, malinga ndi malamulo Chilamulo Federal № 127 "Pa Insolvency", kuti udindo wotero monga amafuna ngongole, ndi kukhoma msonkho yoyenera boma.

njira zabwino maganizo

N'zochititsa chidwi kuti aliyense akudziwa kuti ndondomeko bankirapuse sikuti umalimbana kuzindikira sungathe ngongole kuti akwaniritse udindo wawo. Nthawi zambiri, ndi kuzindikira wolephera lisanayambe padzakhala ndondomeko ya kusintha mkhalidwe wachuma wa wokongolayo. Pankhaniyi, yotsirizira ndi zoyezera zosiyanasiyana zachuma ndi malamulo amene nthawi zambiri akhoza kukwaniritsa zotsatira zabwino. Ngati tanthauzo la zonsezi kosathandiza kapena sangathe munthu anazindikira zinatha.

Nzika za ndondomeko ndi ulamuliro wa

Popeza wolemera mchitidwe dziko mu dera la ntchito ndalama, tisaiwale mabungwe monga nkhani yaikulu zimene zikuchitika bankirapuse. Komabe, m'mayiko ena pali njira kwa kuzindikira za mabungwe insolvent ndi anthu. Mu Russia lero pali m'munda malamulo ndipo yoyamba ndi yachiwiri. Thupi waukulu kukhazikitsa ndondomeko latsopano la Russia ndi Khoti Loona za chigamulo. Dongosolo malamulo a bungwe bankirapuse uli kwathunthu kwa dera ntchito za lamulo.

ulamuliro zolimbana

Kuzindikira ku bungwe zinatha - m'malo yolemetsa ndi chovuta kwambiri ndondomeko. Pofuna kupewa tingawononge mbali zonse za ndondomeko imeneyi, wopanga malamulo Chatuluka lamulo wapadera. Mothandizidwa ndi bankirapuse mwachindunji motsatira lamulo. Chilamulo Federal № 127 "Pa Insolvency". Ndi mwatsatanetsatane ntchito zambiri pa lalikulu kuzindikira ndondomeko zonse kamba kulephera, ndi zina zotero. D.

lamulo feduro

Zokonza kuchita (127-FZ wa 26.10.2002) - wapadera chikalata limene lakhuza kuzindikiridwa ndi bwalo la bungwe lalamulo zinatha. Ndi nthawi Ndondomeko kuwonongedwa kwa munthu uyu ndi wosangalala zonena zonse angongole. Latsopano la Russia, chuma cha Chilamulo Federal № 127 "Pa Insolvency" Kusonyeza maziko a zachuma Russian. Normative kuchita tichipeza chaputala 12 ndi 233 nkhani. Tikaona mwatsatanetsatane zinthu zosiyanasiyana za chilamulo, mukhoza kusankha munthu zigawo zikuluzikulu za ndondomeko lonse. Iwo ali ndi yoyenda yokha. Komabe, pamaso pawo zikusonyeza dongosolo logwirizana la Kuthi lonse insolvency.

Masitepe munthu (njira) bankirapuse

Chilamulo Federal "Pa Insolvency" akulongosola ochepa ndondomeko zikuluzikulu zimene zimagwira ntchito kwa wokongolayo, kuti zinthu zisinthe ake ndalama. Choncho, ambiri mwa njira zotsatirazi zidzayenera ntchito:

• anaziika;
• kuchira ndalama;
• mpikisano kunja ulamuliro;
• Pamudzi pangano.

masiteji onse pamwamba sizili kuwononga wamangawa. M'malo mwake, nthawi zambiri aliyense akufuna kukhala pa wake (okongoza - kupeza ndalama anu, amangawa - osati kutaya zinthu akukonda kwawo). Zonse za kayendetsedwe awa ali ndi zolinga zabwino mtheradi, komanso mwa njira kukhazikitsa.

Nzika za njira

Aliyense wa njira pamwamba pamene kuzindikira bungwe lalamulo zinatha, anapanga nkhani inayake ya ntchito ndalama. Ichi ndi kusiyana pakati pa iwo, chifukwa malinga ndi katswiri, zotsatira zake zimakhala zosiyanasiyana. Motero, anthu anapangidwa woyang'anira osakhalitsa, kunja ulamuliro - kulamulira zakunja Kuthi bankirapuse - bankirapuse bwana, chuma kuchira - utsogoleri kulamulira. Mbali imeneyi ndi Lamulo kwathunthu 127-FZ "Pa bankirapuse".

ndondomeko ntchito insolvency

Monga chirichonse pa dziko lapansi lino, ndondomeko Kuzindikila zinatha alinso ntchito yake yeniyeni. Kuphunzira milandu bankirapuse adzakhala kuti akwanilitse zolinga awiri ofunika kwambiri, akuti:

1. Kubweranso kwa ngongole kwa wokongoza. Pamene munthu sangathe mwa njira iliyonse amachititsa udindo wake, wina wa angongole a boma akukhala, ngati malipiro yoyenera iye sanabwere. Choncho, zosonkhanitsira ngongole kukukhala patsogolo chifukwa pali chidwi kwa dziko, amene nawonso, kumathandiza m'njira zosiyanasiyana.
2. Kutsogoza chachiwiri ndi kubwezeretsa solvency wa wokongolayo. Ichi ndi chifukwa chake mu magawo oyambirira amalenga dongosolo kuchira ndalama. Ndi izo, sayenera kuchotsa mmodzi wa osewera a msika dziko. Ndi zambiri zolondola kuthandiza kubwezeretsa Mwachitsanzo, kampani yake "chuma chuma." Pankhaniyi, chidwi ndi kuthekera chitukuko winanso wa gawo ntchito msika ndi chuma wonse. Kukwaniritsa zolinga mu nkhani iyi ndi chikonzero konzanso. imeneyi alipo kubwezeretsa solvency. ziŵalo dongosolo, nayenso limakupatsani streamline ndondomeko ndi Kuonjezera cangu ake.

Chisankho yeniyeni pakati pa malangizo awa zachitika mwachindunji "pa malopo" pamene ife kudziwa tsogolo lenileni la munthuyo.

Khalidwe la gawo loyamba la bankirapuse - polojekiti

Bwinobwino kumvetsa akamanena za ntchito ya Institute, m'pofunika kudziwa magawo waukulu kukhazikitsa. Monga tanenera poyamba, sitepe yoyamba amatchedwa kuyang'aniridwa. Malinga ndi Chilamulo Federal № 127 "Pa Insolvency" Ataona - ndi ina yotero ndondomeko kuti ntchito yosanthula chikhalidwe chuma ngongole, kukhala umwini wake, etc. Ndondomeko ndi kuvomerezedwa, choncho nthawi zonse anazindikira ... Ichi ndi chifukwa n'zofunika kwambiri chidwi. Ndipotu, musanaganize pa liquidation kapena konzanso la kumalo a ntchito, m'pofunika deta zokwanira ndalama kuti nkhaniyo wolungama ndi zoona.

Kuyamba ndi kuyamba ndi maganizo procedural amafuna chilolezo kuweruza arbitral. Ngati izo ziri, ndi ngongole zimayambitsa kusanthula mwachindunji za kufunika kwa ntchito yake zina. Choyamba, muyenera kuzindikira mtheradi mangawa onse, kupenda tanthauzo lake. Izi zimachitika komiti kapena msonkhano angongole. Mu zina, wokongoza ali ndi ufulu suspend mzere osiyana kwambiri ndi zochita mogwirizana ndi ayambe ndalama. Pakuti kuzindikira za ufulu umenewu, pali bungwe amenewa, monga mawu a ngongole ya. Kumbukirani kuti ndi maganizo procedural - ndi mwayi kutuluka dzenje ngongole. The mwayi waukulu ndi ziwalo wamangawa munthu si lithe, ngakhale zoletsa zina mwa ntchito zawo mwina pano.

Komabe, bankirapuse wa LLC kapena mabungwe ena malamulo, monga pa siteji chidwi chikuchitika ndi kuikidwa kwa woyang'anira zosakhalitsa. munthu uyu amachita payekhapayekha ndondomeko, mu kufanana ndi "kasupe" wolamulira wa kampani wamangawa. Tikumbukenso kuti udindo wa woyang'anira zosakhalitsa ndi okwanira. Ndipotu, pamene udzayamba bankirapuse LLC kapena zina mtundu bungwe malamulo, wotuluka zina, makampani zitha kutenga malo ndi chivomerezo ake olembedwa. Pakuti wotuluka oterewa:

1. Ntchito mwachindunji zokhudzana ndi kukhazikitsa kapena mtundu wina wa mtima wa malo amene ali ndi ubwino kuposa 5% ya okwana yonyamula gulu chuma.
2. Ndalama ntchito: issuance wa ukutitsimikizira, ngongole, ngongole, etc. Mfundo ya ngongole pa mapeto ake mu nkhani iyi ndi zofunika ...

Choncho, kuonerera chofunikira poyambira kukhazikitsa ndondomeko kusatsatira. Ndi izo ikuchitika osiyanasiyana zina mwa njira zina.

njira optional

Monga tanenera kale, kuonerera - zazikulu, kuvomerezedwa kulembetsa wa Kuthi insolvency. Pankhaniyi, chuma konzanso, utsogoleli zakunja Kuthi bankirapuse ndi kuthetsa mgwirizano - njirayi zina. Iwo angafunikire m'kupita kwa kuzindikira bankirapuse. Komabe, kusankha makamaka za ndondomeko ya sekondale, kudzadalira kwathunthu mfundo anafika pa siteji ya zakuthambo. Choncho, njira zina ziti zomwe zagwiridwa pokhapokha kusanthula kayendetsedwe ka chuma cha munthu kapena gulu. masiteji onse zikuphatikizapo Chilamulo Federal. 127-FZ monga kukonzedwa (m'malemba) lofalitsidwa pa Websites nduna ya boma ndi dera, komanso atolankhani.

Pomaliza

Choncho, m'nkhani ino ife mokwanira kuwunikira ndondomeko ndalama ndi malamulo a bankirapuse, komanso njira za kukwaniritsidwa kwake. Pomaliza, tisaiwale kuti ambiri mwa njira ya bungwe ili komabe tikuonera view, kumene angagwiritsidwe ntchito m'munda malamulo ndi chuma, popanda vuto. Ndipo ngakhale younikanso atsopano sayankha kutanthauzira okhazikika la odwala. Mwina pafupi maloya tsogolo ndi chuma ntchito limodzi kuyambitsa bwino kwambiri kapangidwe kukhazikitsa mwambo wa bankirapuse, zomwe zingathandize kukwaniritsa molondola ndi mwaluso, kupulumutsa ngongole, osati liquidation.