Bwererani malipiro pa ngongole: Litigation

Ngongole tsopano sizachilendo. Pa dzanja limodzi, ndi yabwino. Simufunikanso kuchita chilichonse kuti apulumutse kwa item kuilakalaka, ndipo mukhoza zogula ndi ndalama yobwereka. Koma pali downside. Choyamba, ndi overpayment amakhala palpable ndithu chifukwa accrual chidwi pa ngongole. Komanso, tsopano mabanki ambiri mlandu makasitomala amalipiritsa chobisika kwa zina. Tiyeni tione m'nkhani ino, kaya accruals amenewa ndi achilungamo komanso mwayi ndikutsutsa iwo ndi kubwerera ndalama panopa.

ndi ntchito ngongole chiyani?

The chiwongola dzanja lolipiridwa ndi makasitomala kukongoza banki - izo siziri zonse amakakamizidwa ndalama anakumana ndi makasitomala. Commission pa ngongole akhoza anaitana mmodzi chinthu china cha ndalama. A zambiri a mabungwe, zomwe mpaka 2009 analola mabungwe ngongole zoperewerazo mlingo m'munsi, malamulo RF anaona oletsedwa. Bwererani komishoni pa ngongole kwa tsiku ndi zogwirizana kwambiri.

Komiti ngongole ndi malipiro a utumiki mwa gombe. Atha kukhala: alipire oyambirira, mathandizidwe ngongole, ngongole, ntchito ngongole kulingalira, kutsegula ndi kukhalabe nkhani ya ngongole.

Commission amalipiritsa akhoza kuchita masamu ndi zochuluka kapena ngati anthu a.

Kaya kumanja ngongole ndi kugwira ake?

Anagwirizana mu 2009 ndi Supreme Court chigamulo la Chitaganya cha Russia kuti lamulo mlandu kumabungwe ngongole potipatsa ngongole, ndi oletsedwa. N'chiyani chimachititsa kasitomala banki, mchitidwe kuphatikizapo mu mgwirizano wa ndalama ntchito, ufulu obwezeredwa a mabungwe pa ngongole. Izi ndi zoona, koma kaya makamaka muyika mumachitidwe? Ife adzamvetsa.

jurisprudence

Malinga ndi chigamulo cha Wamkulukulu chigamulo Court, kosamalira ngongole mwina anapereka amalipiritsa okha ntchito zina, lomwe mulibe kanthu mu mawonekedwe nkhani ya ngongole, kulingalira ntchito, ngongole ndi ena. zochita zikugwirizana ndi mndandanda, gawo pankhani ya banki a. Zimenezi zidzakuthandizani gulu kapena munthu kuyembekezera pamene amaloledwa kundiuza kuti obwezeredwa ya lamuloli kusankha zinthu zabwino.

Mndandanda wa komishoni oletsedwa

Bwererani malipiro pa ngongole n'zotheka, ngati umene boma.

Mayendedwe a anthu pa chisankho cha Supreme Court chigamulo analandira malipiro onse m'gulu bungwe banki mu mgwirizano ngongole. Wotchuka kwambiri chindapusa banki kulanda monga: misonkhano ngongole, misonkhano kuthetsa nkhani ngongole kukonza inshuwalansi, ngongole.

The malamulo a Federation ndi Russian imazindikira zotheka kubweranso kwa ntchito iliyonse tatchulawa.

Kudziwa anapitiriza kapena ntchito, nthawi zambiri mosamala kwambiri kufufuza zinthu mgwirizano ndi ndandanda ya malipiro pa ngongole ya. Kuwonetsera kwa malipiro ntchito pafupifupi nthawi zonse anawona. Ena chindapusa mudzabisika chindapusa banki. Pangano ngongole anyamula kutchulidwa chakuti kasitomala akuvomera mwamtheradi ndalama iliyonse imene amasonkhana mitengo bungwe ngongole. Mitengo zingasiyane zonse, ndipo wobwereka si anachenjeza. Makasitomala ali mu mdima, chifukwa zonse kulipira ndalama.

Kodi mawu akhoza ndalama chindapusa ndi inshuransi pa ngongole?

Tsiku lomalizira kwa kugonjera mawu zonena

The malamulo a Russian Federation akonzeratu kubwerera ku bungwe la mawu a ntchito mu zaka 3. Ngati Commission banki anali mudzalipidwa oyambirira, wobwereka adzayenera kusiya cholinga kupeza ndalama analipira kumbuyo. Pamene tikuyandikira nthawi zaka 3, malangizo a chilamulo, muyenera yomweyo kupita kukhoti popanda kanthu m'mbuyomu. Ndiye inu basi tangotaya nthawi yambiri.

Bwererani komishoni pa ngongole - ndondomeko ndi

Commission pa ngongole abwerere nkhaniyi kale mudzalipidwa ngongole kapena ayi komabe, mu choncho kumene nthawi malire sanabadwe anatuluka. Wobwereka, amene anaganiza adzabwerenso malipiro mozemba yoikidwiratu ntchito paokha, ayenera kutsatira njira zotsatirazi: kutumiza ku Bank m'zimenezi, amadandaula kuti CPS kenako kupita kukhoti.

Ntchito ku banki

Zoti kutumiza ku Bank asasanyika mu magazini 2. Chikalata vuto ayenera kusonyeza, amene adawuka wobwereka, ndi pempho kubwerera kwa lamuloli, kuphatikizapo ponena za chikalata pa chisankho phunziro la kuweruza arbitral. Liyenera kukhala Maina a banki ndi adiresi kasitomala. Umwini ayenera kutumizidwa ku ofesi ya mutu wa m'banja. Baibulo limodzi ndi banki, ndi ndodo ena a Office, adzakhala chizindikiro ndi tsiku chiphaso, zomwe ziyenera kulamulidwa. Pa kulingalira ntchito ayenera zosaposa 10 masiku.

Kodi ndendende adzabwerenso milandu banki ndi inshuransi pa ngongole?

polumikizana Rospotrebnadzor

Ngati yankho ku banki patatha palibe palibe, ndiye makasitomala, wakuti akaonekere kwa Service Federal. kabuku amanena ndi sitampu banki chofunika kuwonjezera kalatayo. The bungwe ngongole adzalandira Rospotrebnadzor chabwino, ndipo wobwereka adzakhala ndi mwayi pa mayesero.

kanthu malamulo

Momwe ndalama zolipira ngongole kudzera m'makhoti?

Ikani ku khoti kuti m'chaching'ono, pamene banki kunalibe anachita ngakhale pambuyo chithandizo mu Utumiki Federal. Ndalama ayenera Usaope, chifukwa bungwe ngongole Adzakakamizika zoperewerazo. Chifukwa choncho chokhudzana ndi kutetezedwa ndi lamulo ufulu wa ogula kupereka zingati chonse si operekedwawo. Mayiwo angalandire malipiro a kumawononga makhalidwe abwino, kusakhulupirika chidwi, omwe amagwirizana ndi kulephera amafuna kubwerera. Basi nkhani iyi ndi makalata zofunika ndi bungwe ngongole. Yekha chintchito ndalama wobwereka ndi ntchito za malamulo, mu nkhani ya chisankho amachita iwo.

Tsiku lomalizira kwa chiphaso cha ndalama

Kodi nthawi adzabwerera ntchito ya banki, ndi?

Wapakati akuti wa komishoni kubwerera ndi miyezi 3-4. nthawi Izi zikuphatikizapo zotsatirazi:

• Bwererani Commission pa maziko zaufulu ndi banki pa chiphaso cha kudandaula kasitomala pasanathe masiku 10.
• Pamene kuchuluka kwa chonena zoposa zikwi 50 bizinesi imatengedwa Court District m'miyezi 2.
• Zamalamulo amaona zoti ndalama ya osachepera 50,000 mu mwezi watha.
• Khotilo linagamula amabwera mu mphamvu mkati 1 mwezi.
• Executive pepala wopangidwa mwa masiku 10.

Chisankho bwalo sikawirikawiri anapempha ndi mabanki, koma pamene ntchito ili nthawi yoyenera akhoza anatambasula ndi miyezi 2. Atalandira ndi malemba kuphedwa m'bwalo, pa ngongole watumidwa ntchito ku Bank of Russia RCC. Thanani ndalama pa nkhani bungwe ngongole ndi kunditumiza ku nkhani ya kasitomala. Kubwerera amalipiritsa kuti wobwereka, muyenera kupereka mgwirizano pa ngongole pachiyambi, komanso malisiti kwa malipiro anapanga. banki anapereka buku chikalatacho.

Thandizo mabungwe malamulo

Ngati kasitomala osakhutira ndi kutumidwa kuti alipire oyambirira ngongole, mwina ntchito kwa Center payekha thandizo mwalamulo anthu.

mathamangitsidwe wa ndondomeko ndi zotheka ndi kasitomala kwa mabungwe malamulo amene amathandiza pa zomwe zikukhudza zinthu. The makampani otchuka kwambiri zokhudzana ndi gawo la Russian Center kwa alipire a mabungwe banki. kukhazikitsidwa Izi zikugwira obwezeredwa kuti utumiki ndi kutsegulidwa kwa nkhani. ndi maofesi nthumwi ku Moscow ndi angapo mizinda ina Russian. Kuphatikizapo chithandizo wobwereka angadze ku gulu, amene akuvutika ndi komishoni oletsedwa: Ufulu Protection Center, Financial mlangizi, Milandu silikhali Center.

Zimene zidzachitike pa mwambo wa nkhondo ndi banki?

Kubweranso kwa malipiro banki pa ngongole ndi otchuka kwambiri.

Koma mmodzi wa nkhawa yaikulu ya wobwereka, amene anaganiza kubwerera a mabungwe, ndi kutsirizitsa mgwirizano asanakalambe banki. Court amazindikira kanthu popanda chilolezo, kuyambira kasitomala mgwirizano ndi mabungwe banki akhale sichinasinthe. Ndi kokha kuchotsa ndime pa malipiro a ntchito. Wobwereka ngati nkhondo ndi banki akanatha kulimbana ndi kukana kuti adzathe kupeza ngongole ku bungwe ndi kulowa gulu la makasitomala vuto. Koma mwambo umenewu wolembedwa mu ngongole mbiri sadzakhala ndi sikungawononge ngongole ku bungwe lina lirilonse.

Pomaliza

Ndizachidziwikire kuti ndi zingati kubwerera kwa issuance wa ngongole ndi enieni, koma mufunikira nthaŵi. Musanayambe funsani banki, ndi, muyenera mosamala mfundo negative.