Tax deduction kubweza chidwi. Katundu msonkho deduction

Lero, osati nzika iliyonse angapeze okwanira kuchuluka kwa ndalama zilipo kugula nyumba. Ambiri ntchito ngongole. ngongole akulimbana ali oyenera amati deduction msonkho kwa kubweza chidwi, malinga zikalata ndi wasenza m'dera la Chitaganya cha Russia.

maganizo

Katundu deduction - phindu wakupatsa mwayi kupulumutsa pa kubweza wanu. Pamene munthu akugula katundu, iye akhoza kubwerera ku bajeti analipira munthu mlingo msonkho 13%. The pazipita kuchuluka okha kuti rubles 2 miliyoni. Ngati malowo ndi okwera mtengo kwambiri, ndiye inu mukhoza kutenga ndi boma kokha 2000 × 0.13 = 260 zikwi. Pakani. Ndipo kwa amene sadziwa bwinobwino yagoletsa kuchuluka kuti mu 2014 analola dopoluchit kwa katundu wina. Mu zopalira kubweza ali ndi ufulu kulandira malipiro kuchuluka kwa 390 zikwi. Pakani. (13% ya 3000 thous. Pakani.) Ndi chidwi analipira.

chipukuta misozi cha Terms

Malipiro akhoza analandira ndi ngongole ankafuna. Kuti ndi mgwirizano ndi banki ayenera chinanena kuti ndalama mwapatsidwa kwa ogulidwa kapena yomanga nyumba ku Russia. Deduction kwa ndalama akhoza analandira ndi pamalo omwewo, zomwe chokongoletsedwa waukulu, ngati tagwirizana anapangidwa mpaka 2014. Ndalama ayenera ntchito pa zolinga zimenezi. Chidwi deduction salinso Ufumuyo pakati, izo ingagwiritsidwe ntchito zina.

chilamulo

Mpaka 2013 deduction msonkho katundu kwa kubweza unaperekedwa mu kuchuluka lolipiridwa ndi kuchuluka kwa chidwi. Kuyambira 2014 kusinthidwa kwa Code, umene umayamba malamulo mu malipilo kuti rubles miliyoni kwa iwowo, amene anamaliza pambuyo 2013. The deductibility chidwi zanyumba alipo kuwonjezera pa thupi chachikulu cha ngongole ndi. Amagwiritsidwanso okha kuchuluka kwa rubles 2 miliyoni.

mokoma

Iwo likukhalira kuti anthu ngati ndi bonasi. Koma ntchito mwayi iwo sangakhoze, chifukwa deduction msonkho kwa kubweza chidwi ndi zochepa. kusintha malamulo ukunenedwa kukonza vuto limeneli. Kuthekera dopoluchit malipilo - ndithu zabwino. Koma funso n'lakuti, angati leni pafupifupi Russian mugule nyumba miyoyo yawo? boma amafuna kuti pafupi mitengo m'tsogolo zanyumba adzaleka kuti 12-13%, amene pamodzi ndi luso kunathandiza kufunika kwa msika malo.

The deduction msonkho (kubweza): mndandanda wa mapepala

Popeza pepala umwini achita pamodzi ndi kugonjera poyamba ananena kuti, m'pofunika kusonkhanitsa ndi kupereka chipukuta misozi adula:

• Declaration 3-DZENJE;
• buku pasipoti ya;
• satifiketi ndalama 2-DZENJE;
• ofunsira malipilo;
• ngongole mgwirizano;
• chiphaso cha malipiro a, kapena Tingafinye pa nkhani;
• malipiro ndandanda;
• kalata ku Bungweli ngongole kwenikweni analipira pa anthu a.

akonzedwa izi zolembedwa kuti opatsirana za msonkho pa nyumba yogona.

katundu olowa

Ngati nyumba ya utapezeka mwa eni zingapo mpaka kumapeto a 2013, pamene kuzipeleka woyamba Declaration chikalata neno pa Kugawilidwa kwanthaka wa deduction mwa eni onse. Chiŵerengero chimodzimodzi ndi anagawira malipiro a yaikulu ndi chidwi. Pakuti wotuluka anaphedwa pamene 2014, mawu otere kusinthidwa chaka chilichonse.

gawo mu chuma

Kupanga deduction msonkho pa kubweza akuyamba ndi chaka ena malipilo adzakhala analandira pa kuchuluka yaikulu. Poyamba anagwira cha nkhaniyo ndi tanthauzo. Pankhani ya fractional umwini katundu deduction ndi anagawira mu chiŵerengero chimodzimodzi monga zafotokozeredwa mu kalata umwini.

Momwe obwezeredwa wa deduction msonkho pa kubweza chiyani?

peresenti malipiro mopitirira zochokera ndalama leni analipira. Choncho, tiyenera kalata ku banki chaka chilichonse, amene utoto chiwembu cha alipire ngongole. Kuchokera pa ichi, chilengezo wapangidwa 3-DZENJE.

malipilo

Pakuti zinthu yotengedwa ndi mapeto a 2013, deduction akhoza linapereka ndalama zonse ndalama. Pa wotuluka analowa mu 2014, nkhani malamulo osiyana. Ngati malipiro a ndalama chidwi kwa nthawi mgwirizano lonse alibe upambana 3 miliyoni rubles., Ndiye msonkho deduction pa kubweza kungakhale kwa ndalama zonse. Apo ayi kulipidwa yekha chinanena 300 zikwi. Opaka. Ngati ngongole kuposa mtengo wa nyumba, ndiye obwezeredwa adzakhala masamu zochokera peresenti ya ndalama kwa ogulidwa mu kuchuluka okwana mgwirizano. Choncho, pazipita kuchuluka ndi 260 zikwi. Opaka. pamene kugula katundu ndi ndalama zawo, ndi pamene inu kupanga kubweza - 786 700 rubles.

Chiwerengero msonkho deduction kubweza

• Mtengo wa nyumba - 1.7 miliyoni rubles. deduction kuchuluka:. 1.7 × 0.13 = 221 zikwi pakani. (Only thupi la ngongole ya).
• Mtengo wa nyumba - 4 miliyoni rubles. Malipilo yakuti: 2 × 0.13 = 260 zikwi rubles ..

Otsala 200 zikwi. Pakani. kosamugonjera deduction. The mawerengedwe Pamangofunika kuchuluka ntchito pa kugula yaing'ono. Chithunzi chifukwa lagawidwa pakati dolevikami mu chiŵerengero yeniyeni. Ngati iwowo ikuchitika imodzi (kugula ndi kugulitsa nyumba yatsopano akale), ndalama angagwiritsidwe ntchito kupereka msonkho zanu ku kugulitsa katundu.

Ndani angalandire malipiro

Tax deduction kubweza ankhondo - ndi munthu obwezeredwa msonkho. Choncho, malipilo akhoza zopezera yekha Russian nzika, amene alandira ndalama lovomerezeka ndi kulipira munthu mlingo msonkho wake wa 13%. N'chimodzimodzinso sanali anthu amene osachepera 6 zotsatizana miyezi chaka ntchito pa gawo la Chitaganya cha Russia. Ngati chuma m'kaundula mwana wamng'ono, makolo mukhoza deduction. Pensioners amene ali kupeza ndalama kuchuluka kwa 5534 rubles. / Mwezi. (Osawerengela ubwino), amathanso ntchito kwa chilolezo chipukuta misozi. Akazi amene ali pa umayi tchuthi, mukhoza kupeza ndalama atabwerera ntchito. Ngati okhala ndi Anagula kale, zikalata akhoza chikalata padera ndalama isanayambe kapena itatha maholide. Ngati chaka chino malipiro sikokwanira kuti tipeze deduction, ndalama sadzakhala kutha. Amangoika pititsaninso kwa nthawi kalendala lotsatira. Zimenezi nthawi zambiri amapezeka mu anthu amene mwalamulo kulandira kokha malipiro osachepera, ndi kuchuluka otsala - mu envelopu. Pali zinthu ngakhale pamene kubweza likukula kulipira malipiro si lathuli ndalama osachepera. Kodi kutenga deduction?

Njira yoyamba - kutembenuka kwa msonkho

Kuyambira January 1 April 30 nthawi zotsatirazi kudzikundikira kuchuluka mu malo okhala okhazikika azipereka zikalata izi:

• pasipoti (zogona chilolezo);
• kubwerera;
• satifiketi abwana 2-DZENJE;
• Nkhani zambiri;
• alendo;
• kugula ndi kugulitsa pangano.

mapepala onse anagonjera m'mabaibulo oyambirira ndi mbiri yabwino. Pamalo yofunsira deduction olembedwa. Documents kuwunikira m'miyezi 3. Nthawi zina, msonkho akhoza kuchititsa munthu kumveketsa mafunso kapena mfundo zina. Ngati wovomerezeka kwa masiku 30 pa nkhani yake akulowa anaika deduction kuchuluka. thupi loyamba ngongole malipiro nkhani, ndiyeno chidwi. Koma kubwerera bwino nthawi yoyamba amasonyeza onse kuchuluka, ndiye kuti ogwira ntchito za msonkho safunsa mafunso.

Lamulo zofooka pa zolembedwa ngati palibe. Ngakhale ngati nyumba inagulidwa zaka zisanu zapitazo, ndalama akhoza kuwapeza ndalama anapeza mu nthawi inoyi mwa kugonjera atchedwe waukuluwo. Ngati kubweza akhala operekedwa ndalama zakunja, malipiro adakali amalipidwa rubles pa mlingo nzeru Bank ku Central monga tsiku la malipiro.

The msonkho safuna kulandira malipiro ngati:

• katundu anagula mu dzina la antchito ndi bwana ndalama;
• mbali ya mtengo linaperekedwa kudzera mwa dongosolo "banja Young", ndi kubweza ankhondo, likulu umayi; Pankhaniyi, deduction angathe chikalata okha ndalama zawo;
• ndikupeleka zipani - maphwando Related: ana; Makolo, adzukulu mkazi;
• sinabweretse zikalata zonse.

Yachiwiri - kuntchito

The deduction msonkho kugula nyumba m'kaundula si kupereka msonkho munthu malipiro. Kugwiritsa ntchito uphungu umene, muyenera kupeza thandizo kwa anayendera ndi chabwino kupindula ndi kupereka abwana ake ndi mabuku amenewa:

• satifiketi kulembetsa umwini;
• pangano la ndikupeleka;
• ofunsira malipilo;
• polandirira msonkho polandirira msonkho ndalama ndi wogulitsa.

zikalata zimenezi zimatumizidwa kwa bwana kamodzi pa miyezi 12 kuti chipukuta misozi. Ngati munthu wasintha ntchito zosiyanasiyana, ndiye malo atsopano deduction akhoza chikalata chabe ku lotsatira Chaka chino.

Mwachitsanzo

Mu 2014, munthu anagula nyumba ofunika 7 miliyoni rubles. Limene 3 miliyoni rubles. Iwo linalipiridwa ndi ngongole linapereka zaka 13. Accrued chidwi - oposa 1.5 miliyoni rubles. Ndalama anthu mwakuthupi nthawi yomweyi anakwana 900 zikwi. Rubles.

thupi la ngongole ya kuposa pazipita kuchuluka zimene deduction zikhoza kupangidwa. Choncho, ngati masamu ndi rubles 2 miliyoni. Malipilo adzakhala:

2000 x 13% = 260 zikwi rubles - kwa ngongole ya thupi .;
1500 x 13% = 195 zikwi. Pakani. - ndi chidwi.

Kuchuluka kwa msonkho kumana: 900 × 13% = 117 zikwi rubles ..

Kuchuluka kwa msonkho munthu analipira malipiro pa chaka, si ataphimbidwa ndi deduction lapansi. Choncho, mu 2015, munthu adzalandira 117 zikwi. Mu mawonekedwe a chipukuta misozi. A zotsalira (143 zikwi. Opaka.) Kodi umasamutsidwa ku nthawi yotsatira.

The deductibility chidwi zanyumba kuchuluka kwa 195 zikwi. Opaka. angagwiritsidwe ntchito zaka 13, ndiye m'nthawi ngongole yonseyo. chipukuta misozi ili amaperekedwa mpaka malipiro enieni a ntchito ku banki. Choncho ndikofunikira kutenga phukusi la zikalata chaka chilichonse, kuphatikizapo satifiketi, amene utoto mmene kubweza ngongoleyo, ndi kusamutsa kwa msonkho. Mwachitsanzo izi ndi oyenera nkhani ya umwini kunyumba limodzi. Ngati eni angapo kapena akugwirizira nawo chilungamo, malipilo allocated kwa aliyense wa eni mu chiwerengero ena. Chakudya cha kuchuluka kunditumiza ku nkhani gombe, ndiyeno ndalama amapita ku ngongole ngongole ya. Pa manja awo sangapereke. Malipiro zikalata ayenera kukhala sonyezani kuti munthu amene amakonza deduction.

pansi

Katundu deduction amalola Russia nazo zithandizire pa gawo la ndalama kubweza. The pazipita kuchuluka kwa malipiro anali 786,7 zikwi. Opaka. Koma ndalama zimenezi si malipiro manja. Akufika ku akaunti yanu banki ndi ntchito kulipira ngongole otsala.