Madebiti khadi "Alfa-Bank": kalembera, malire, ndemanga

makadi pulasitiki kubwera mu moyo uliwonse. Iwo ali ofunika kwambiri kuti nkhani ya khadi limene timalandira malipiro, stipends, penshoni ndi kusintha zina.

Pankhaniyi, zambiri mabanki ndi kudziwa bwino kutsegula khadi, m'malo ovuta. Pajatu aliyense bungwe banki ali ndondomeko yake, choncho kutsegula kwa kayendesedwe ka nchito makadi pulasitiki. M'nkhani ino mudzapeza mwachidule makadi madebiti, zimene ziperekedwa ndi "Alfa-Bank" makasitomala ake.

A pang'ono za banki

Posankha kubanki, muyenera nthawi zonse kulabadira udindo wake ndi udindo mu msika wa ntchito ndalama. Chifukwa kukhulupirira ndalama bungwe, zomwe zimaphulika pa tsiku lotsatira, ndithudi, sindikufuna.

"Alfa-Bank" ndi chimodzi mwa osewera waukulu mu gawo la banki latsopano la Russia. Anakhazikitsidwa mu 1990, mmbuyo mu chaka, ali mitundu yonse ya misonkhano, ndi mavoti mayiko a mabungwe a zachuma chaka chimodzi kutsimikiza yokhulupirika ndi kukhazikika kwa ambiri apamwamba.

ndi mitundu yosiyanasiyana ya makhadi madebiti, zikhalidwe zimene

"Alfa-Bank" amapereka makasitomala ake osiyanasiyana zokwanira makadi madebiti. Iwo ali onse osiyana mu zikhalidwe ndi zochita zake. Chifukwa kasamalidwe banki a akuyesera zosoŵa za aliyense kasitomala.

Zimenezi n'zomveka, chifukwa munthu akufuna kutsegula akaunti khadi kulandira phindu zotchinjiriza moyo, ndi munthu kuchita kuwerengetsera kunja oyendayenda padziko lonse.

Chotsatira, kuyang'ana pa mitundu yotchuka kwambiri ya makhadi amenewa ndi kupeza chimene mtundu wa makasitomala ali kwambiri yosayenera.

"RZD Bonasi"

Izi khadi madebiti "Alfa-Bank" lakonzedwa kuti anthu ongodutsa pafupipafupi sitima kutali ndi sitima mkulu-liwiro "Sapsan". Yogula pa khadi iyi, makasitomala kudziunjikira mphamvu akuluakulu kuti akhoza umasinthanitsidwa maulendo bonasi.

Tikayang'ana ndemanga, woyamba kuwombola akhoza miyezi sikisi, ngati khadi kuchita kuwerengetsera osachepera 20 zikwi rubles. khadi izi zikhoza chikalata magulu atatu: Standart, Gold ndi Platinum. The apamwamba a khadi kalasi ya mabonasi zambiri adzabwera kwa kugula.

Mwachitsanzo, ntchito Platinum khadi msinkhu ndi kulipira ndi thandizo lake, osachepera 20 chikwi. Rubles mwezi kwa chaka, inu angapulumutse 15,000 bonasi, amene adzakhala okwanira kuti ndizipita ku Moscow ku Sochi. Gwirizanani, ndi yabwino kwambiri ndipo akhoza kukhala mosadziwa kudziunjikira ulendo ufulu achisangalalo ku tchuthi yaitali.

ndalama ndi anabwerera "Cash Back"

Kodi mukudziwa kuti khadi madebiti "Alfa-Bank" kumathandiza kupeza pogula awo? Khadi "Cash Back" adzalola inu osati kuti kugula m'masitolo, komanso nthawi zonse kulandira pa khadi kutengerapo kwa kuwerengetsera pa gasi, malo omwera ndi odyera.

Iwo likukhalira kuti inu simungakhoze basi ndi chakudya chokoma mu odyera aliyense, komanso kupeza bonasi kwa 5% ya ndalama zimene anthu inu. Ndipo amene nthawi zambiri umayenda kumbuyo gudumu, khadi Izi zikugwirizana kwambiri - nkhani kumbuyo 10% uliwonse kugula pa mpope.

Popeza mapuwa yekha Gold-Maphunziro ndi chikalata, banki amatitsimikizira mlingo wake mkulu wa chitetezo; pakuti Intaneti kugula amapereka luso 3D-Wabwino, anamanga-Chip kwa ntchito mu malo ogulitsira ritelo.

Izi khadi madebiti "Alfa-Bank" ali bonasi zabwino. Iye nawo mbali mu pulogalamuyi "Akusowa Cities", umene unapangidwa bungwe ndi Fizi Akaunti MasterCard dongosolo. Chifukwa cha ichi, inu mukhoza kutenga kuchotsera 15% pa zinthu banki ndi zibwenzi pulogalamu.

utumiki wa pachaka wa khadi mudzazilipira 1,200 rubles. A zambiri kapena pang'ono? Reviews kuti ndalamazo mwachilungamo msanga malipira kuwerengetsera pafupipafupi khadi pa mpope. Mwachitsanzo, m'pofunika kudzaza 10 chikwi. Rubles pa mapu mwabwera bonasi 1 zikwi.

"Amuna Khadi"

Pali makadi cholinga chabe kwa kugonana wamphamvu. Ndimakonda kusangalala ndi kumasuka ku zitsulo, kupita kumaphwando? Kenako madebiti khadi "Alfa-Bank" kudzakuthandizani osati mtengo kumasuka, komanso kugula zovala, kuchita malo olimba.

umatchedwa "Munthu Khadi". mwayi waukulu - .. Iwo kuchotsera 20% mu malo omwera, odyera, mipiringidzo, zipinda thupi, masitolo zovala, Masitolo, etc. mungazipeze pa Webusaiti ake mndandanda wa malo ogulitsira kuti ali wokonzeka kupereka kuchotsera mwamuna weniweni.

Mmodzi mwa ophatikidzana kuchirikiza kumasulidwa khadi iyi amadziwika magazini limakhulupirira. "Amuna khadi" Aliyense kasitomala ndi Nthawi zambiri mu zochita, kupindulira imene n'zotheka kukhala mu omaliza wa loweruza la mpikisano Abiti limakhulupirira.

Ndikufuna kutenga mbali ndi kukhala ndi asungwana okongola kwambiri magaziniyi? Monga ntchito yogwira khadi, kulipira ake mu malo ogulitsira, kupanga anasamutsidwa, ambiri, kutsogolera ntchito yogwira ndalama. Kukhala kasitomala yogwira ntchito ndipo mungathe kupambana.

banki ananenanso kuti eni khadili nthawi zonse kukhala mwayi ndi kupeza matikiti kapena amakuona ngati zosiyanasiyana chochitika "chatsekedwa".

Ngakhale ndemanga kuti izi ndi tsenga la banki ndi njanji lenileni la wopambana ndi sizingatheke. Ena amanena kuti mpikisano ndi akulu kwambiri, ndipo anthu ambiri sangapambane.

Pachaka madebiti khadi "Alfa-Bank" wa mtundu uwu kwa rubles 450 600. Popeza phindu limene makasitomala banki amalandira kwa khadili pulasitiki, malipiro oterowo ndi otsika kwambiri.

No makadi ndi chidwi

Pakali pano, pafupifupi lalikulu mabungwe ndalama akhoza kupereka makasitomala awo khadi madebiti, mawu amene amasamalira accrual chidwi pa muyezo. Mtundu uwu wa gawo, kumene mukhoza nthawi iliyonse kutapa ndalama kapena kuonjezera chiwerengero cha zotsalira.

Mwatsoka, "Alfa Bank" madebiti makadi ndi chidwi si kum'masula. Reviews kunena kuti ndi mwayi, chifukwa pali ambiri wofunitsitsa apereke ngati khadi.

M'malo mwake, banki amapereka kuti apereke otchedwa phukusi kupereka monga makadi magawo osiyanasiyana komanso nkhani ndalama.

mtanda utumiki

Ngati mukuganizira zimene apereke khadi madebiti "Alfa-Bank", ndiye Sizilowana ndi kupereka phukusi. Iwo akuyimira osiyanasiyana makadi, panopa ndi nkhani ndalama. Zonsezi zikhoza kufika ndi opereka mgwirizano umodzi.

mankhwala ofanana banki amapereka ogula 4 milingo: "Economy", "akadakwanitsira", "kulimbikitsidwa" ndi "Zolemba malire".

The woyamba amapereka mwayi kutsegula akaunti ziliri pa ndalama osiyana, komanso kukhazikitsa madebiti khadi Classic msinkhu, sipangakhalenso "zogwirizana" aliyense nkhani za anthu. Iwo akhala akugwira onse ophunzira kuti anthu akulandira remittances ochokera m'mayiko amenewa madebiti khadi "Alfa-Bank". Mayankho za izo ndi zosiyana, koma makasitomala ambiri amavomereza kuti kwa anthu amene ntchito misonkhano ya mabanki si kawirikawiri khadili kalasi Chakwanira.

Komanso, n'zotheka kutsegula akaunti ndalama "Safe wanga". Kubetcherana pa izo, ndithudi, poyerekeza kwa madipoziti ochiritsira. Mwachitsanzo, mlingo wa phukusi kupereka "Economy" kubanki ndi okonzeka kulipira inu 1% pa annum.

kukonza pachaka akafunsiridwa ngati ndalama 959 rubles, kapena 0 p., Ngati nkhani panopa ndi ndalama adzaikidwa pa Uwerenge 30000 rubles. Mwezi uliwonse mukhoza kutapa ndalama osapitirira ndalama zokwana 5 zikwi. Madola mu rubles kudzera ATMs.

Kuti phukusi "Opitimum" simungakhoze kulipira, koma kuchuluka anaika nkhani ayenera kukhala oposa 70 zikwi. Rubles, kapena chaka adzafuna kulipira 1929 rubles.

Phukusi zambiri ogwiritsa "zotsogola" misonkhano ndalama kumapereka lingaliro mlingo wa 5 makadi Visa Classic ndi MasterCard Standart. Komanso mwayi osiyanasiyana nkhani ndalama, ndi chiwongola dzanja ndi 7% pachaka (750 zikwi. Rubles pamwezi).

Akuonetsa kuti apereke kupereka "chitonthozo" makasitomala panopa "Alfa Bank." Gold madebiti Khadi, zimapezeka phukusi lakonzedwa kuti anthu olemera ndi akuchitachita. Ngati nkhani adzakhala oposa 300 zikwi. P., The utumiki pachaka kwaulere.

Mukatero kulipira 5099 rubles pachaka. Tikayang'ana ndemanga, eni phukusili banki ali ndi chithandizo cha za malamulo ndi mankhwala kwa ndalama.

Kodi chidwi mu mtengo kwambiri phukusi kupereka "pazipita"? Izi umafunika mwakukonda kwanu makasitomala. kubanki ndi wokonzeka kupereka zinthu zimenezi pa mankhwala palibe ena. Kasitomala kumasulidwa munthu VIP woyang'anira amene amathandiza kumvetsa ndi kuthetsa nkhani, imene woyenera, "Alfa Bank."

makadi madebiti, malire pa withdrawals ku ATMs amene ali mkulu okwanira mu izi kupereka phukusi (pafupifupi 1.5 miliyoni. P. Monthly) ndi udindo. Izi zikutanthauza kuti mwa kupereka khadi yoteroyo, munthu adzakhala alipo ntchito zabwino padziko lonse, kuphatikizapo zipinda VIP mu mahotela.

Kodi kupanga mapu mu banki "Alfa-Bank"?

Kuyitanitsa khadi madebiti akhoza kukhala mu ofesi, kapena pa Intaneti. Kuthera mphindi 2-3 ya nthawi, mwachindunji pa Intaneti, mukhoza lembani mawonekedwe ndi kuitana mthenga adzakupatsani inu ndani ufulu khadi.

Izi ndi kuphatikiza lalikulu, chifukwa nthawi ya nthambi ya ku banki inali pafupi ndi nyumba ndipo ife mwapadera kubwera kwa khadi.