Kuphunzira chiŵerengero

Kuphunzira chiŵerengero - njira kuyeza solvency wa kampani kuti abwezere chidwi mlandu pa ngongole. Iwo masamu motere: Malonda a kampani akufufuta Uwerenge ngongole okwana otsala kulipidwa (chiwongoladzanja pa ngongole ndi misonkho).

otsika kwambiri chiŵerengero zikutanthauza kuti kampani sangathe kusamalira malipiro chidwi posachedwapa, adakali likulu mu malo kwa ntchito tsiku kapena ndalama zosayembekezereka.

Kuphunzira chiŵerengero - njira yabwino kwa ndalama kudziwa bata ndalama amakampani. Malipiro chiwongoladzanja pa ngongole ambiri a iwo ndi chizindikiro chofunika kwambiri cha kupambana. Kulephera kupereka chidwi pa ngongole iliyonse ndi chizindikiro cha kufooka, katundu ngongoleyo, ndipo mwina nyengo yachisanu ikupita kwa bankirapuse zotheka za bizinesi.

Nthawi zina Kuphunzira chiŵerengero ndalama, zochokera chiŵerengero chidwi ankalandira n'cholinga kusonyeza yaitali bwanji pamafunika kampani kulipira chidwi. Zimenezi zingakhale ndi chizindikiro chabwino kwambiri yochepa ndalama zisathe.

Pamene kuwerengetsa ndi chiwongoladzanja zimene zinatsala kwa zasungidwa ina kampani pamaso chidwi ndi misonkho ayenera mwachidule. Chiwerengero chifukwa ndiye akufufuta okwana sonyezani, kuchuluka (a mangawa onse). manambala onse olondola atengedwa malinga ndi nyengo anakonzeratu za nthawi kuwerengetsera. Mwachitsanzo, kampani amasonkhana phindu mu ena nthawi 50 000 rubles. Izi ndi ndalama izo udachita pamaso misonkho chidwi analipira pa ngongole. Pa nthawi yomweyo chidwi chifukwa ndi 20 000 rubles. Muyenera kugawanitsa 50,000 (rubles) 20 000 (opaka). Kuphunzira chiŵerengero adzakhala 2.5, amene kwenikweni amatanthauza zotsatirazi: luso kampani kubwezera chidwi mwankhanza ngongole ndi nthawi 2.5, pamaso likulu latha.

A chiŵerengero otsika, kuti, ngati anapita ku mlingo m'munsi mwa 1.0, angakhale mabvuto, komabe phindu kampani (pamaso chidwi ndi misonkho) chikukwanira kubweza ndalama zake chidwi. Pansipa 1.0 limasonyeza kuti bizinesi zikumuvuta kupoletsa ndalama zofunika kulipira chiwongoladzanja pa ngongole. Kuwonjezera pamenepa, pali mfundo, palibe mtheradi umboni chiwerengero, amene adzatumikira monga miyeso yolinganizira kwa zovomerezeka kp.

Makampani ndi nthambi zosalimba, ambiri amafuna chiŵerengero apamwamba, mmene linafalitsidwa kwambiri zotheka kulamulira kuwuka kuthekera ndi kugwa, pamene Boma mu khola ndipo zingakhale otsika. Si bwino, pamene olimba ndi zina mopambanitsa chidwi analandira. Izi zikutanthauza kuti anakhala kwambiri ku likulu lawo, kulipira pansi ngongole osati kuti aganyali mu chitukuko ndi kuonjezera malonda.

Kuti adziwe ngati kampani ali ndi ndalama zokwanira chuma madzi (kupatulapo inventories pang'onopang'ono) chifukwa chobwezera cha ngongole yochepa (ngongole panopa) ntchito chipangizo (kapena wapakatikati) chiŵerengero Kuphunzira. chuma madzi monga kufufuza panopa, zomwe mwamsanga n'kukhala ndalama pafupi buku phindu. Mabizinezi ndi liquidity chiŵerengero cha zosakwana 1.0 sangathe kulipira ngongole panopa.

Pakuti bondholders Kuphunzira chiŵerengero, mwina amachita ngati chida chitetezo. Iye amawathandiza kumvetsa mmene phindu kampani amagwa pamaso silingathe kukwaniritsa malipiro udindo wake. Kwa ma sheya hoda n'kofunika kwambiri chifukwa kumasonyeza bwinobwino wa yochepa thanzi ndalama za bizinesi.