Bordereau inshuwalansi. Yotani?

Bordereau inshuwalansi - izo amaperekedwa kwa reinsurer pa mndandanda zalembedwa mabacteria wakhala zinthu zofunika kwambiri. policyholder Nthawi zambiri anasonyeza, chinthu inshuwalansi ndi malo ake, mawu a ndikupeleka, ndi kuchuluka kwa umafunika lapansi.

tanthauzo

Monga ndanenera pamwamba inshuwalansi bordereau - ndi zalembedwa mndandanda wa mapangano inshuwalansi. Iwo mwachibadwa ogaŵikana kuyambirira ndi komaliza. Yoyamba imatumizidwa mgwirizanowo anamaliza, ndipo chachiwiri - mwachibale kwa mgwirizano inshuwalansi, imene zokambirana anamaliza kumanga chikalata malamulo.

Bordereau chikalata anatumiza mkati mwa nthaŵi inayake (mwachitsanzo, kamodzi pa sabata). Komanso, nthawi zina Reinsurance zomvetsa mwachindunji kwa mgwirizano reinsurers, yomwe nkhani za milandu inshuwalansi, amacheza.

Mndandanda wa mavuto mu inshuwalansi

A mndandanda wa mavuto ndi kuchuluka kwa udindo pansi mgwirizanowo inshuwalansi, amene anasonyeza mwa Uwerenge inshuwaransi. Zonse izi zinafotokozedwa bordereau lapansi. Inshuwalansi n'kofunika, chifukwa zipani ayamba kumvetsa mlingo wa udindo wawo ndi kuchita zonse zofunika kuteteza zofuna zawo.

Pali classifications yosiyanasiyana ya mavuto, imene zochokera makhalidwe awo. Ndi chikhalidwe cha kuopsa: zopangidwa, masoka; chikhalidwe cha ntchito: azachuma, andale, malonda, kayendedwe, ndi chilengedwe. Pa zinthu zimene imvera kuopsa: kuwonongeka kwa moyo wa munthu, katundu, a udindo pa boma.

Choncho, Border Insurance - ndi zalembedwa mndandanda wa mapangano inshuwalansi, yomwe imvera reinsurance, ndi tanthauzo la zinthu zazikulu imatumizidwa reinsurer lapansi. A mndandanda wa mavuto uli m'bukuli, zimadalira maonekedwe a asayembekezere.