Kubweza mu Yekaterinburg palibe malipiro: mabanki, zikhalidwe

Kubweza mitengo ndi kuwonjezeka likunena, amene sakhoza koma mantha okhala m'mizinda yosiyanasiyana ya dziko lathu lalikulu. Komabe, anthu amene akufuna kugula nyumba, pulayimale alibe ufulu wosankha kudziunjikira kuchuluka yaikulu ndalama kugula nyumba kuli kovuta. Komabe, pali ena mbuna. Ngakhale kulembetsa kwa nzika kubweza tiyenera kukhala ndi zopereka koyamba (px), kuchuluka kwa zomwe ndi 30% wa mtengo kugula.

Nanga bwanji anthu amene alibe ndalama ndi malipiro chachikulu? Pankhaniyi, ndi kuyesa kujambula Yekaterinburg kubweza popanda malipiro. Mabanki akuluakulu ndi mapulogalamu kupereka ngongole zimenezi, koma mu nkhani iyi m'pofunika kuganizira ena mokoma zofunika.

Features yodalirika kubweza popanda PV Sberbank

malo Iyi ndi zotheka kuti ngongole pa mawu wokongola yabwino. Komabe, tiyenera adzanyamula kukumbukira kuti Yekaterinburg ndalama Bank kubweza popanda malipiro ndi ndalama kuti nzika afika ku ngongoleyo atengedwa kale mu bungwe lina ngongole. Izi zikutanthauza kuti munthu alibe yopeza ndalama zawo, ndi kumamkongoza jambulani banki pagona ndi ntchito monga PV a.

Kuti mupeze kubweza ku Bank ndi ndalama ayenera kutsimikizira luso lawo kulipira ndi kupereka kalata pa Fomu 2-DZENJE.

Kubweza banki "Oyamba"

Ichi ndi gulu lina chodalirika chimene inu mukhoza kutenga ngongole popanda PV. Amene akufuna kukonza kubweza mu Yekaterinburg popanda malipiro, kupezeka msonkhanowu "kubweza Plus". Malinga ndi iye, inu mukhoza kutenga ngongole osati kupanga ndalama yaikulu ya ndalama ndi nyumba m'tsogolo.

Mu nkhani iyi, chiwongola dzanja ndi 13.5% pa annum. Choncho, ngati ankakhala ku mzinda atamukoka ngongole ya miliyoni 5 rubles, pa mwezi izo adzalipira 60 500 rubles. Pa mfundo imeneyi, ndi overpayment okwana kwa zaka 20 Kukhala miliyoni 9 rubles.

"Gazprombank"

"Refinancing" ku banki - ndi pulogalamu wakupatsa nzika mwayi kusamukira ku nyumba yatsopano popanda malipiro koyamba. Terms of kubweza popanda malipiro mu Yekaterinburg yopindulitsa kwambiri. Ngati nzika amatenga nyumba pa ngongole, mtengo miliyoni 5 rubles, malipiro mwezi adzakhala zikwi 50. Rubles. Mu nkhani iyi, chiwongola dzanja adzakhala poyerekeza wa ndalama Bank. Zidzakhala 10,25%. Motero, overpayment komaliza kwa zaka 20, sadzakhala oposa 6.7 rubles.

zinthu Standard chopezera kubweza ndi malipiro pansi mu Yekaterinburg

Kumvetsetsa zimene adzakumane ku bungwe ngongole, tiyeni tione zinthu muyezo. Tiyerekeze wokhala zopita ku banki ndipo anapatsidwa pulogalamu "Mawu a nyumba." Malinga ndi iye, kubweza mu Yekaterinburg popanda malipiro koyamba adzakhala osiyana zinthu zotsatirazi:

• akuti ngongole kwa zaka 20.
• Kuchuluka ngongole kungakhale kwa 100% wa mtengo okwana nyumba ya. Komabe, kuchuluka kwa ndalama kudzadalira mlingo wa ndalama wobwereka lapansi.
• Chuma ina m'kaundula (monga zingakhale galimoto, sheya, ndi zina zotero. D.) Mwa nzika kapena achibale ake.
• Monga guarantors kuchita kwa anthu 1 mpaka 4. Mu nkhani imeneyi, izo zonse zimadalira kuchuluka ngongole. Ngati nzika sakondwera oposa 300 zikwi. Rubles, zokwanira kuitana chikole chimodzi chokha. Ngati kuchuluka ngongole 300 zikwi. Rubles adzafunika anthu 2 ndi zina zotero D..
• M'badwo wa wobwereka sayenera upambana zaka 65 pa nthawi yopanga malipiro komaliza.
• nzika ayenera kukhala ndi ntchito okhazikika, kumene amagwira ntchito miyezi 6.

Komanso kulabadira mfundo yakuti kupeza kubweza mu Yekaterinburg ndi malipiro palibe pansi - si njira yokha kuti amalola kupewa ndalama yaikulu ya malipiro chachikulu yaing'ono.

kuwombola

Lero, malonda mu zikufunika mkulu, monga mu nkhani iyi, ndi PT akhoza kugwiritsa ntchito alipo malo okhala. Pankhaniyi, mulibe kudikira kwa ugule nyumba. Ndipotu, nyumba wobwereka ndi owomboledwa ndi banki ndi ndalama m'tsogolo kubweza lapansi.

Komabe, zinthu si mabanki onse. Nthawi zina kuwombola ndi malo bungwe. Pankhaniyi muyenera kusamala ndi kusankha mosamala wothandizira, chifukwa lero m'dera limeneli pali zoberana ambiri.

pang'onopang'ono chidwi-free

Ngati Yekaterinburg kubweza banki sanathe kupeza popanda malipiro ndi wotsika mtengo komanso sawonongetsa kuti aganyali mu malo tikukonza. Pankhaniyi, wogula sadzakhala ndi kulipira anthu ena a banki chaka moyo. Choncho mtengo yomaliza ya nyumba yatsopano sigwira kawiri.

The drawback yekha kwa njira ya ogula ndi kuti mukhoza kulowa nyumba yatsopano ndi ochepa miyezi, ngakhale kwa zaka, pamene nyumba anamaliza. Komabe, pamene muona kuti njira imeneyi adzapulumutsa rubles miliyoni angapo, nthawi imeneyi mosavuta moyo mu nyumba ya lenti.

Komanso, ngati kulephera kwa kubweza popanda malipiro mu Yekaterinburg mokomera pulani chidwi-free chigawo ayenera kuganizira mavuto onse. Mwachitsanzo, mapulogalamu sangathe kumaliza ntchito pa nthawi, kapena amaundana yomanga. Mavuto ameneŵa ubiquitous. Choncho, pamaso pa zolembalemba zofunika kuti bwinobwino mgwirizano kuchokera mapulogalamu ndi kuonetsetsa kuti mfundo zonsezi mayina izo.

Kubweza kukongoza ndi mabanki-abwenzi

Ngati nzika ndi kasitomala wa "kiranberi", ndiye pamene iwe kupanga kubweza mu "VTB 24" angathe kutenga mwayi wapadera. Malinga ndi mlingo uwu pachaka chidwi mwina kuchepetsedwa ndi 0.5% kuchokera Momwe Ziriri Pano.

Komanso, ndi bwino powasamalira zochita monga "mamita zambiri -. Osachepera mlingo" Maganizowa kuchepetsa chiwongola dzanja 1%. Pankhaniyi, nzika ayenera kugula nyumba kapena katundu wina aliyense, dera lomwe si zosakwana 65 mamita ^2.

Popeza zinthu magawo amenewa chokhala, muyenera bwinobwino mapulogalamu zonse zoperekedwa ndi kusankha njira kopindulitsa kwambiri.

pomaliza

Aliyense banki amapereka mawu osiyana kubweza. Mu ena a iwo kuntchito ya wobwereka ayenera kukhala osachepera angapo miyezi, ndi zina - zaka 4-5. N'chimodzimodzinso ndi mavuto ena. Pakuti okhala la Russia ndi zofunika kwambiri kuphunzira mitengo chidwi pa ngongole. Nthawi zina yopindulitsa kwambiri kuti malipiro koyamba pansi ndi kulipira ang'onoang'ono kuchuluka kwa ndikupeleka kuchuluka, kusiyana ndi kupanga malipiro pulayimale ndi zotsatira zake zomalizira za overpaying banki mamilioni angapo rubles kwambiri. N'chifukwa chake, pamene ndilandire ndi kubweza kapena ngongole kwa nyumba wokwanira ulendo onse kampani kupezeka ndi kukhazikitsa zofuna zawo kwa iwowo.